What This Policy Means for You
This Privacy Policy sets out how we collect, use, share, retain and protect data connected with your account, wallet activity, identity checks, support chats and device sessions. When you use UPI, Paytm or PhonePe, we may receive transaction references, status messages and timing data needed to
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match your payment with your account. We do not ask for your banking password or card PIN. Some records must be kept to meet legal, fraud-control, tax, accounting or dispute needs, and retention periods can vary by the type of record. If a service or account
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feature depends on location, eligibility depends on local law and is available where local law permits. You can ask us to correct, access or delete eligible account data, and we will explain if any record must be retained for legal or security reasons.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.